Membership Questions
Labs that we must send out are not covered by the monthly fee but we have negotiated wholesale prices for these and we pass that cost to you at no profit to us. BioTE (Biodentical Hormone Replacement Therapy) is not covered in the monthly fee, but is available at an additional fee. We do dispense some generic medications in our office and you’ll pay wholesale prices for this convenience (a full list of our generic medications are available on request). Again, your charge for this service is enough just to cover our costs and no more. If your prescription is for a medicine that we don’t dispense, you will pay the pharmacy just like you normally would. Your charge for these services will be dramatically reduced.
The fee covers excellent primary care through office visits, annual wellness exams, well child exams, sports physicals, school physicals, basic office procedures, in office labs and procedures, acute illness or minor injuries, access to your doctor, little or no wait times in the office for your appointment, and much more. It basically covers everything that we would do in the office.
There are several reasons why charging a monthly membership fee is a better model for primary care. Firstly, the membership fee allows us to provide the vast majority of a member’s primary care needs for a simple, fixed price so that members can better budget their healthcare finances without worry about co-pays and deductibles for routine care.
Additionally, the trend to over-utilize in-house lab tests or procedures is removed from all decision-making when there is no profit associated with these services. Your doctor is free to focus on value, satisfaction, and the medical problem at hand. So there’s value for both the patient and the doctor in this type of practice model.
Finally, it allows Crescent Medical to limit the number of patients in the practice. This gives you unlimited access to your doctor in a relaxed and friendly environment. This also ensures prompt appointment scheduling.
Labs that we must send out are not covered by the monthly fee but we have negotiated wholesale prices for these and we pass that cost to you at no profit to us. We do dispense some generic medications in our office and you’ll pay wholesale prices for this convenience. Again, your charge for this service is enough just to cover our costs and no more. If your prescription is for a medicine that we don’t dispense, you will pay the pharmacy just like you normally would.
No, we charge no sign-up fee nor do we require that you sign a contract.
We charge no sign-up fee. However, we require 30 days notice of termination. Patients are charged a $200.00 rejoining fee and all outstanding balances are due at this time.
Yes. We are happy to accept the children of our enrolled clients (5 through 19 years of age).
General Questions
When your medical needs extend beyond the scope of primary care, Crescent Medical will refer you to the appropriate specialist. We will provide that specialist with relevant portions of your medical record needed to optimize your care. When his or her evaluation is complete, we will coordinate your follow-up care. Please note that your monthly fee from Crescent Medical does not cover outside specialty care. If you have insurance, we encourage you to check with your insurance carrier to ensure your specialist will be covered by your policy.
We treat acute and chronic primary care problems, along with health maintenance issues. Not only that, Dr. Jaffrey has better than 10 years of experience in helping improve quality of care for patients. Her experience helps ensure that her patients receive the right care at the right time.
No. Patient privacy is a natural benefit of this medical model. We will never provide any third party with a copy of your records, unless you specifically ask us to do so.
In the age of telemedicine, many illnesses can be diagnosed and treated with a simple conversation by phone or webcam. If appropriate, we’ll locate the nearest pharmacy and order the medication most suited for your circumstance. And if you need to go to the hospital or seek other medical attention we can advise you on that as well.
After normal business hours, please email drfatima@crescentmedical.net, or if it is urgent please call or text 405-246-9791.
You would pay at the time of service.
Medicare & Insurance Questions
Yes, although it’s not a requirement for being a member of Crescent Medical, we do not replace insurance. You will still need insurance for hospital and specialist care and associated services. We encourage our patients to carry a high deductible major medical plan or a plan with a health savings account, thereby ensuring financial help should hospitalization or referral to a specialist be necessary. You should consult with your insurance provider to help you find a plan that works best with our medical model and that will meet your specific needs.
Yes. However, your monthly membership fee cannot be submitted to Medicare for reimbursement. No service rendered by Crescent Medical can be billed to Medicare. You must sign a waiver every two years that declares that neither you nor your doctor will directly bill Medicare for any services.
Medicare and medicare supplemental insurance will still cover medical costs that you incur outside of Crescent Medical. For example, prescriptions that you fill at an outside pharmacy, or labs run at an outside lab, or hospital charges, physical therapy and imaging are covered, just to name a few. You do not lose your Medicare coverage for other medical needs just because you are a member of Crescent Medical.
Many times patients purchase high option health insurance plans that require little or no co-pay and that cover all lab costs and prescription costs. However, Crescent Medical members pay no co-pay and we offer labs and generic prescriptions at wholesale prices to our members. So, our members may find it worthwhile to change from a high option health insurance plan to a base health insurance plan.